History & Background
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 Various forms of microfinance practices have been in existence in Kerala from early days.
When the concept of Self Help Group was introduced in Kerala in the 1980s, it was quick to gather momentum.
In the early nineties a community led poverty identification format was developed as part of the Alappuzha UBSP Programme.
By this time the NABARD promoted SHG, linkage banking programme had established itself as a viable microfinance model.
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In 1994, the CBNP project of Malappuram tried to assimilate these experiences and develop a women based community structure for service delivery of government programmes.
The 73rd & 74th constitutional amendments strengthened PRIs and ULBs.
Shortly afterwards, the People's Plan Campaign for decentralised Governance created strong local self governments (Panchayaths and Municipalities) in the State.
Kudumbashree was launched in 1998 as a community network that would work in tandem with local self governments for poverty eradication and women empowerment.
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